Best Free Checking Accounts 2024 Free. We think that the best free checking accounts offer a low or zero monthly service fee, minimum opening deposit requirements, and a lucrative apy, among other perks. Bluevineprovider is a fintech platform, not a bank.

With over 750 branches, capital one 360 has one of the best physical presences of any bank on our list of the best free checking. Look for a free checking account that includes most of the following: